Travel Exclusions – Coronavirus

Coronavirus (COVID-19) is a concern for Canadians, particularly for those planning upcoming trips. The World Health Organization has assessed the global risk for coronavirus as “very high”.

Allianz Global Assistance

EFFECTIVE MARCH 11, 2020, WE HAVE DETERMINED CORONAVIRUS TO BE A KNOWN EVENT FOR TRIP CANCELLATION AND TRIP INTERRUPTION.

For clarification, the March 9^th cruise warning, issued by Public Health Canada, is being treated as a Level 4 travel advisory by Allianz Global Assistance.

Trip Cancellation and Trip Interruption benefits:

• policies with Trip Cancellation and Trip Interruption benefits that are purchased on or after March 11, 2020, any Trip Cancellation or Trip Interruption claims related to coronavirus will not be payable.
• policies with Trip Cancellation and Trip Interruption benefits that were purchased before March 11, 2020, policyholders will still be eligible to claim for Trip Cancellation if the Government of Canada issued a travel advisory related to coronavirus prior to their departure date, that advised against non-essential travel (Level 3) or all travel (Level 4) for their destination.

Emergency Medical benefits:

• Plans with benefits for Emergency Medical coverage remain unchanged.
   
• Policyholders with Emergency Medical benefits who contract coronavirus at their destination will continue to be eligible for emergency medical treatment, unless the Government of Canada issued a travel advisory related to coronavirus prior to their departure date, that advised against non-essential travel (Level 3) or all travel (Level 4) for their destination.