Categories: Uncategorized

CMHC lowers Credit Score required to qualify

A few days ago (July 2021) the Canada Mortgage and Housing Corporation announced that it was rolling back its minimum credit score from 660 to 600. They had raised their score a while ago from 600 to 660 thinking that making it harder for people to get a CMHC insured mortgage would help cool the housing market. Unfortunately for them, the other insurers didn’t follow suit so all it did was cost them market share.

Does this mean NOW is the ideal time to purchase that house you were eyeing up?

If you would like to discuss your financial goals and plans, give me a shout!

Airdrie, Alberta
Canada
Kevin Fraser

Recent Posts

Middle East Conflict – Impact to (Allianz) Travel Insurance

Allianz has released an update regarding insurance coverage. Other insurers will have similar impacts. Known…

3 months ago

Mexico a Known Event #travelinsurance

As of February 22, 2026, Allianz Global Assistance has classified the situation in the affected areas…

3 months ago

Tugo announces Rate Increase for travel insurance

Tugo states that their rates will increase on Feb 18th. The average cost and severity…

4 months ago

Manulife has released their 2026 Tax Rate Card

Their tax rate card lays out the marginal tax rates for each income range for…

4 months ago

Why have an RRSP?

RRSPs can help you: Save on taxes today Grow investments tax deferred Be used for…

5 months ago

Manulife has Open Enrollment for Follow-Me Health Insurance

If you currently don't have an employer group plan for health insurance, Manulife is allowing…

5 months ago