Month: May 2019

Market Survey

The survey below is being collected as homework for a course I am taking. Your responses will be aggregated with the responses of all other respondents to build a picture of a target market. I will also be conducting the same survey by paper forms and by phone interview if you would prefer to participate in those formats.

I thank you in advance for your participation.

In alignment with Canadian law, I will not contact you to followup with your survey responses unless you select “yes” to the question giving me permission to contact you.

If you would like me to contact you to dive deeper into the topics raised in the survey, please select yes to both the “permission to contact” question as well as the “thorough review” question at the end.

    Personal Information

    Grant Kevin Permission to Contact Me? YesNo

    Gender:

    Age:

    Address

    Please indicate your City and Province of residence as a minimum to assist in grouping survey responses.

    Employment Information

    Family info

    Marital Status: [group ifmarried] [/group]

    Do you have children? [group hasKids] [/group]

    Retirement

    Do you have a retirement plan at work?

    Has anyone explained how your retirement plan at work?

    Retirement Planning is how important?

    Have you ever done any overall financial Planning?

    Financial Planning is how important?

    Would you be interested in discussing approaches in these areas?

    Estate Planning

    Have you done Estate Planning?

    Do you have a legal Will? [group ifWill]

    Last Reviewed

    [/group]

    Savings and Investing

    What is your philosophy on Savings and Investing?

    How interested would you be in learning ways of saving interest money?

    Aside from Income, what other financial areas are of concern to you?(please select at least 1)

    Protecting your future and family

    Do you own any of the following types of insurance outside of a group policy? [group ifOwnInsurance]

    when did you buy your last policy?

    Why?

    Do you understand your insurance policies? [/group]

    Would you be interested in a thorough review that would coordinate your insurance policies and needs in an overall financial plan? [hidden lead_source_description id:lead_source_description default:Protect Wordpress Site MPAT form" ]

    3.25% Interest & Unlimited Free Banking?!!

    We all have a bank account.  Many of us have more than 1.  Savings Accounts, Chequeing accounts, High Interest Savings Accounts, etc.  Each type has a different set of features, restrictions and fees.

    I used to pay fees.  Back when bank accounts paid interest even in the chequeing accounts.  Yes, that was many years ago.

    But then I found a way to do my banking such that it was a very rare occasion that I pay fees (usually when I goof and not meet the requirement/restriction).  I have now found an account that not only won’t charge me fees, it will also pay me an interest rate better than what I’m seeing at my normal bank for GICs.

    Why does this matter?  Well, at the end of the day, it doesn’t matter how much you make.  What matters is how much you keep.  So if I keep an extra $15 or $20 a month by not paying fees, and it I make an extra couple dollars a month in interest, then I am $20 or $30 a month ahead.  But once you start saving this money and letting compound interest come to play for 20 years, you quickly see exponential growth!

    If you want to earn more interest, and pay less fees, ask me how to open your own Advantage account today.  It can even be done Online in under 5 minutes! (disclosure: that link is an affiliate link meaning Manulife will compensate me for your business)

    How does this work?

    You’ll earn 3.25%* interest for the first six months when you open a new personal, non-registered, Canadian-dollar Advantage Account before July 15.

    You can bank for free** when you keep just $1,000 in the account. Bank fees for everyday transactions will be waived with the minimum balance.

    I’m happy to discuss how this will benefit you and help set you up with a new Advantage Account. Please contact me for more information or to book some time together.

    Currently, only personal, non-registered, Canadian-dollar Advantage Accounts can be opened using their new online application.

    All you need to do is click on the link:  Apply Now

    The Fine Print!

    • The 3.25% promotional rate is for a new personal, non-registered, Canadian-dollar Advantage Account. The promotional interest rate is made up of the regular posted annual variable interest rate of 1.50% and the variable annual promotional rate of 1.75%. Interest is calculated daily and paid monthly on net new deposits for the first 182 days (6 months) after account opening to a maximum of $500,000. Any change to the regular interest rate will result in a corresponding change to the promotional interest rate. The offer is limited to one account per client and cannot
      be combined with other offers. The offer and rates are as of April 30, 2019 and subject to change without notice. See full terms and conditions and visit manulifebank.ca/rates for current rates.
      **Everyday banking fees for ABM cash withdrawals, debit payments, e-transfers and bill payments are waived when the account balance is $1,000 or more. All other everyday withdrawal and deposit transactions are free at any balance. Visit manulifebank.ca for additional details.

    Advantage Account is offered through Manulife Bank of Canada.

    Request a Consult

    Once you fill in the form below, a representative will contact you to discuss Financial Education, your financial needs and help you with Retirement planning.